Plumbers 98 Active Employee plans feature High Benefits, Zero Deductibles, No Waiting Periods, Increased Orthodontic Coverage, and 100% Coverage on Preventative Care. With Network Dentists in Michigan, Florida and Georgia

Plumbers 98 Active Employees
Plan Brochure (pdf)
Find A Dentist
Member Handbook (pdf)
Cost Savings
Benefits Summary (pdf)
Active Employee Benefit Summary
Annual Premium
$554.40
$264.00
Annual Maximum Usage
$1,500
$1,200
(per person)
OFFICE VISIT COPAY
$5
$5
CLASS I* Preventive and Diagnostic
Exams
100%
100%
Cleanings
100%
100%
X-rays (single)
100%
100%
Fluoride (under 19)
100%
100%
Sealants
100%
100%
Spacers (under 15)
100%
100%
CLASS II Basic Restorative
Fillings
100%
75%
Extractions (simple)
100%
75%
X-Rays (full mouth)**
100%
75%
Root Canals
100%
75%
CLASS III Prosthetic
Single Crowns***
80%
50%
Bridges
80%
50%
Dentures
80%
50%
CLASS IV Specialty Care****
Endodontics
50%
50%
Periodontics
50%
50%
Oral Surgery
50%
50%
Pedodontics
50%
50%
CLASS V Orthodontics*****
Lifetime Maximum Children (under 19)
$1,500 max
$1,000 max
Lifetime Maximum Adults (subscriber and spouse)
$1,500 max
$1,000 max
 
*
Every 6 months at general dental provider
**
Full mouth X-rays are covered once every 36 months
***
Crowns are covered once per tooth every five years
****
All specialty appointments require referral from primary care dentist
*****
Orthodontic coverage has a lifetime limit between $1,000 and $1,500. Limit 1 braces treatment per person
Estimated Cost Savings - Family of 4
Dentist Cost *
GDP Cost
Exams (x8)
$576
$0
X-Rays (x8)
$704
$0
Cleaning (adults, x4)
$484
$0
Cleaning (kids, x4)
$368
$0
Fluoride (kids, x4)
$268
$0
Totals
$2,400
$0
* Average 2017 Golden Dental Plan provider fee